Regardless of how old you are, it is important to plan for retirement.

There are 4 important facets to keep in mind as you plan to retire.

  1. You’ll need the freedom to do what you want. If you want to relax, relax. If you want to keep working, keep working.
  1. You’ll need the freedom to be with the people you value. One of the problems with work is that you waste a lot of time with people you can’t stand.
  1. You’ll need the money to do what you want. Many people will retire and attempt to live on a lot less because they underestimate their standard of living.
  1. You’ll need the health to enjoy your retirement. Money or not, no one wants to waste their retirement sitting in a mobility scooter or a hospital bed.

– Robert Kiyosaki

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